Elite Checking
This checking account provides unbelievable benefits which give you the ability to protect your money and save you money when you spend it! It’s our preferred account.
Elite Checking includes this exciting Elite Benefits Package:
§ Identity Theft Monitoring**
§ $5,000 Personal Identity Protection**
§ Cell Phone Replacement Protection**
§ $10,000 Travel Accidental Death Insurance**
§ Savings from over 300,000 National & Local Merchants
§ Shopping, Dining, Travel and Health Discounts
§ Free Debit Card
§ Free Online Banking & Bill Pay
§ Free eStatements
Open your account with a minimum balance of $50 and you receive all these convenient benefitsfor only $6 per month. BUT, we’ve made it simple to minimize or even eliminate it. The monthly service charge is reduced by $0.50 per month as long as you are enrolled for eStatements, and $0.25 everytime you make debit card* purchases.
*ATM transactions do not apply.
**Insurance products and protection benefits are offered through and provided by third parties and are not deposits, not
insured by the FDIC or any state or governmental agency and not guaranteed by Lakeland Bank.
Platinum Checking
This is our premium interest-bearing account with added features. Open your account with a minimum balance of $50 and maintain a minimum average daily balance of $10,000 in any two or more of the following combined accounts: Checking, Savings, CDs, or the outstanding principal balance of a Mortgage or Consumer Loan (except for overdraft protection) to avoid the $25 monthly service charge and receive all of the following benefits:
- Earn interest on your checking account
- $1,000 Personal Identity Protection**
- Identity Recovery & Restoration Services**
- Payment Card Protection**
- Discount on new personal, home equity or auto loans when payments are automatically deducted from a Lakeland Bank Platinum Checking account
- Free Online Banking & Bill Pay
- Free eStatements
- Free debit card and reimbursement of non-Lakeland Bank ATM fees (other banks may charge you for the use of their ATMs)
- Special rates on new certificates of deposit with a term of 6 months or longer (excluding specials)
- Free personalized logo series checks
- Free safe deposit box up to 5 x 5 (subject to availability)*
- Fee-free money orders and Travelers Cheques
*$55 maximum annual credit.
**Insurance products and protection benefits are offered through and provided by third parties and are not deposits, not
insured by the FDIC or any state or governmental agency and not guaranteed by Lakeland Bank.
NOW Checking
Enjoy the interest-earning benefits of a NOW checking account with a minimum balance of $50 and avoid the $10 monthly service charge if you maintain a $500 average daily balance.
In addition, you will also receive these great benefits at no extra cost:
§ $1,000 Personal Identity Protection*
§ Identity Recovery & Restoration Services*
§ Payment Card Protection*
§ Free debit card
§ Free Online Banking & Bill Pay
§ Free eStatements
*Insurance products and protection benefits are offered through and provided by third parties and are not deposits, not
insured by the FDIC or any state or governmental agency and not guaranteed by Lakeland Bank.
Classic Checking
Open your Classic Checking account with a minimum balance of $50 and avoid the $3 monthly service charge by simply maintaining an average daily balance of $100.
In addition, you will also receive these great benefits at no extra cost:
§ $1,000 Personal Identity Protection*
§ Identity Recovery & Restoration Services*
§ Payment Card Protection*
§ Free debit card
§ Free Online Banking & Bill Pay
§ Free eStatements
*Insurance products and protection benefits are offered through and provided by third parties and are not deposits, not
insured by the FDIC or any state or governmental agency and not guaranteed by Lakeland Bank.
Statement Savings Account. The Statement Savings account is our basic savings account, with a quarterly statement of transactions and earnings.
(Interest Rate: 0.10%, APY: 0.10%, Minimum To Open: $100.00) This is an interest bearing account and requires Online Banking and eStatements. It is optional to have a Debit Card. The account is variable rate. A minimum balance of $1 must be maintained in the account each day to obtain the APY. Fees may reduce earnings.
The Annual Percentage Yield (APY) is effective as of May 3, 2010.
Platinum Tiered Money Market Account. This account features a higher interest rate, monthly statements, and allows you to draw funds by check.
Minimum To Open: $1,000.00
- Tier I: $1,000 - $14,999 - Interest Rate: 0.05%, APY: 0.05%
- Tier II: $15,000 - $24,999 - Interest Rate: 0.10%, APY: 0.10%
- Tier III: $25,000 - $99,999 - Interest Rate: 0.20%, APY: 0.20%
- Tier IV: $100,000 - $249,999 - Interest Rate: 0.35%, APY: 0.35%
- Tier V: $250,000 - $499,999 - Interest Rate: 0.35%, APY: 0.35%
- Tier VI: $500,000 and over - Interest Rate: 0.40%, APY: 0.40%
This is an interest bearing account and requires Online Banking and eStatements. It is optional to have a Debit Card.
The account is variable rate. Fees may reduce earnings.
The Annual Percentage Yields (APY) are effective as of January 30, 2012.
9 & 23 Month Certificates of Deposit. Choose from the different term lengths best suited for your financial needs, with low minimum deposits and great rates!
9 Month CD* (Interest Rate: 0.35%, APY: 0.35%, Minimum To Open and Obtain the APY $2,500.00).
23 Month CD* (Interest Rate: 0.65%, APY: 0.65%, Minimum To Open and Obtain the APY $2,500.00).
The Annual Percentage Yield (APY) are effective as of January 30, 2012.
*The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be assessed for early withdrawal.
